Cover Details:
THE FOLLOWING IS A SUMMARY OF THE COVER PROVIDED UNDER OUR PRIMARY
DRIVING SCHOOL SCHEME PROVIDED BY NIG/MSL
Summaries of cover for our other schemes are available upon request
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COMPREHENSIVE INSURANCE COVER
subject to a £100 excess FOR ALL
DRIVERS. A
£100 excess applies to fire, theft, attempted theft, malicious damage
and vandalism claims |
Included |
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|
| VOLUNTARY EXCESSES (£50 usually quoted) provided to
help reduce annual premiums |
Available |
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Unlimited use of a
dual controlled replacement car - delivered to the instructor
either
on the same day or within 24 hours (Monday to Friday)
following a non-fault accident |
Included |
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Up to 21 days use of a
dual controlled replacement car - delivered to the instructor
either on the same day or within 24 hours (Monday to Friday) following a
fault accident,
fire, theft, attempted theft, malicious damage or
vandalism loss |
Included |
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| GUARANTEED BONUS
- particularly important for driving instructors and trainees…....Available
to driving instructors and trainees aged 25+ with 4 or more years no
claims bonus where by
paying an additional premium, your
hard-earned no claims bonus
WILL NEVER BE LOST
|
Available |
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| MSL Total Claims Management - fully manages your
claim and REMOVES YOUR EXCESS if you have a non-fault
accident and one of MSL’s approved repairers carries out the work
|
Included |
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|
MSL legal expenses - £100,000
cover to pursue a
claim against a third party for
uninsured losses sustained following a
non-fault accident - such
as your policy excess, loss of earnings, injuries, damaged clothing,
sundry expenses etc - please see attached |
Included |
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| Any driver aged 17+ with an
appropriate driving licence undergoing driving instruction |
Included |
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| Any driver aged 16+ with an appropriate mobility
licence undergoing driving instruction |
Included |
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| Any driver aged 16+ undergoing ‘off road’ driving
instruction |
Included |
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| Any driver aged 21+ with a full driving licence for
3+ years undergoing instructor training |
Included |
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Any driver aged 17-20 FOR OCCASSIONAL SOCIAL, DOMESTIC & PLEASURE USE |
Included |
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| Any driver aged 21+ for social, domestic, pleasure,
driving instruction, instructor training, and use in connection with
your business as a driving instructor |
Included |
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Use for pleasure, driving
instruction, driving test and for your business as
a driving instructor |
Included |
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| Cover for
mock tests to be carried out on your behalf by other ADI’s aged 21+ |
Included |
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| Drivers requiring driving
instruction with accidents, claims, conviction records and/or
disabilities |
Included |
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| Post-test training - Pass Plus,
ROSPA, IAM and any other ‘driver refresher’ course |
Included |
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| Banned driver re-testing,
police speed awareness, NDIS (National Driver Improvement Scheme) |
Included |
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| Fleet ‘driver development’
training (fleet ‘risk management’ training) |
Included |
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| Driving instructor training
(trainees to part 2 and 3 / PDI’s to part 3) |
Included |
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Full
windscreen, rear and side windows cover subject to a £60 excess
NO EXCESS APPLIES
if a windscreen, rear or side window is repaired |
Included |
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| New-for-old cover if your car
is within one year of registration as new in your name, and is stolen
and not recovered, or is damaged and the repair cost exceeds 60% of the
manufacturers list value |
Included |
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| Driving other cars and
motorcycles (third party benefits) subject to you being aged 25+
|
Included |
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| Personal
effects cover - £100
following an accident, fire, theft or attempted theft |
Included |
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| NB - This
cover is increased to £200
if you have chosen to include GUARANTEED BONUS |
Included |
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Permanently fitted audio/visual/telecommunication/navigation equipment -
£500 |
Included |
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| Personal
accident cover - £5,000
following your death, loss of sight or loss of limb |
Included |
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| Free
foreign motoring abroad - up to 90 days
in any one insurance year |
Included |
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| Public
liability - £20 million cover
for third party property damage and/or third party injuries
|
Included |
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| Extended public liability cover
to meet the DSA’s ‘show me and tell me’ requirements |
Included |
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Driving instructor liability -
protects you against injury claims made by pupils
undergoing driving
instruction who consider that there is negligence on the part of an
instructor following an accident |
Included
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